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Education Academy
At the National Retirement Institute (NRI), we believe knowledge is power—and the more you understand your retirement, the more freedom & confidence you will enjoy in the years ahead.
That’s why we created the Retirement Freedom Formula, an 18-module retirement comprehension course designed exclusively for our clients & students. This program takes you step by step through the essential pieces of retirement planning—income, taxes, healthcare, Social Security, Medicare, legacy planning, long-term care, & more—so you can finally see how it all fits together.
You don’t just get information; you get clarity, empowerment & a plan for your future.
Course Modules at a Glance
The Retirement Freedom Formula takes you step-by-step through everything you need for a lasting retirement strategy.
1. Starting With Truth & Myth Busting – separate fact from Wall Street fiction
2. When Can You Retire? – real retirement readiness vs. balance myths
3. Pay Money vs. Play Money – living securely vs. enjoying freely
4. Income vs. Account Value – why balances don’t equal retirement security
5. Safe Money Strategies – balancing growth & protection
6. Understanding Fees – uncovering hidden costs & how to minimize them
7. Annuity 101 – cutting through the noise with clarity
8. True Diversification – building real protection into your portfolio
9. Taxes A–Z – how taxes impact income & wealth
10. 401(k) & IRA Essentials – maximizing retirement accounts
11. Preparing Your Blueprint – tying the puzzle pieces together
12. Social Security Strategies – maximizing lifetime benefits
13. Medicare 101 – choosing coverage with clarity
14. Long-Term Care Planning – protecting against extended care costs
15. Trust vs. Will – estate planning made clear
16. Tying It All Together – creating a complete, customized plan
(Plus additional bonus modules included in both packages.)
Our NRI Academy Packages
🏛️ The Retirement Freedom Formula
Retirement should mean freedom—freedom from financial stress, freedom to live on your terms, and freedom to pass on a legacy with confidence. Too often, retirees get trapped by myths and misinformation that quietly drain their security.
The Retirement Freedom Formula clears the noise with an 18-module program that exposes common pitfalls, replaces them with proven strategies, and equips you with a complete step-by-step guide to lasting retirement.
Inside, you’ll discover how to:
✔ Eliminate costly tax traps that shrink your nest egg
✔ Maximize Social Security & pension benefits
✔ Build income streams that rise with inflation
✔ Protect your wealth with proven, low-risk strategies
✔ Create a legal and financial plan that safeguards your family’s future
Every enrollment includes a personalized Retirement Freedom Blueprint with unlimited consulting to help
you put your plan into action.
💰 $997 – Retirement Freedom Formula Package
Includes the full 18-module program, customized Retirement Blueprint, and unlimited support to implement your plan.
🏛️ The Retirement Freedom Formula + Living Trust Package
For retirees who want full protection & peace of mind, this package takes the Retirement Freedom Formula to the next level. Along with the complete 18-module course and Retirement Freedom Blueprint, you’ll receive a professionally prepared Living Trust to safeguard your estate and legacy.
This premium package ensures you can:
✔ Protect your assets from probate & legal costs
✔ Provide clarity & security for your loved ones
✔ Combine retirement income strategies with estate planning in one seamless solution
💰 $2,997 – Retirement Freedom Formula + Living Trust Package
Everything included in the base program, plus a fully prepared Living Trust for complete estate protection.
Why Choose NRI’s Retirement Freedom Formula?
Unlike generic seminars or cookie-cutter courses, this program combines education + execution.
You don’t just learn—you leave with a personalized Retirement Blueprint ready to put into action.
👉 At NRI, we cut through the noise and give you the clarity, tools, and strategies to live the retirement you’ve always imagined.
WIN-WIN GIVING - Keep 100% of Your Principal Safe and Untouched While Supporting the Causes That Matter Most to You
One of the biggest Wall Street misnomers is that annuities are "bad". You'll hear that annuities are complicated, expensive, and low interest earners. The truth in the matter is that there are 5 different kinds of annuities. Some are free of any fees, and very well designed to serve as pension income producers that can guarantee a much higher income than you would receive by bleeding off only 4% of your savings, from a traditional 401k or brokerage account. Take a look inside this informative white paper to learn more.
By Yvette Spillman, CEO, Registered Investment Advisor, Fiduciary Financial Advisor - License # CA#0H77101
© Copyright 2025. National Retirement Institute - USA. All rights reserved.
License # CA#0H77101
2022 All Rights Reserved.
License # CA#0H77101