Long-Term Care Planning
No One Wants to Plan for LTC
No one wants to think about needing long term care. Having a care need means limitations on your abilities to function as you are accustomed to each day.
The difficult statistic is that 1 in 4 will need some sort of care in their lifetime. In this difficult time, insult can be added to injury, if you don’t have a plan in place to cover the extreme expense of care.
Staying at home is the biggest desire among those needing care. But the expense of home care, which is NOT covered by Medicare, can destroy your retirement savings.
Creating a plan with NRI can not only keep you in your home, but also preserve your nestegg!
How LTC Planning Helps You
Maximizes Your Income
Keeping your nestegg free from erosion due health care costs, is the most important thing.
Saves Taxes
Putting a tax-advantaged plan in play can add thousands to your bottom line.
Adapts to Life’s Changes
From new laws to shifts in health or finances, your plan adjusts with you, keeping your benefits optimized year after year.
Protects Your Loved Ones
Coordinating spousal and survivor benefits ensures your family is supported and financially secure, no matter what the future brings.
Keep More • Grow More • Live More
True Financial Freedom Means Taking Back Ownership of Your Time